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Friday, September 3, 2010

Youtube University


Youtube is a real rotation in the field of audiovisual material shared on the network. His motto, "to convey to yourself (broadcast yourself)," self-explanatory rewards of the page is accepted as the paradigm of Web 2.0.

The millennian genesis (those born after 1980) has got an effectual and Youtube to look on free music films, episodes of pop serial publication and films. The corp Google corrupted YouTube in U.S. dollars 1.760 million in late 2006.

However, Salman Khan, a resident of California, United States, of Indian origin, has another use for the tool and has become a celebrity on YouTube to introduce audiovisual teaching material matter most revered by students: math .

Sampling to service a proportional who had trouble agreement the advance calculus, Khan modeled slate Paint program, recorded his voice through a taping program and was explicating step by step guidelines to accompany to resolve a complicated trouble.

In a proportional you the video was useful, so that Khan, who endure the determination of the effort that took place, raised the material to a YouTube channel made by the November 16, 2006 and that was the birth of Khan Academy (The Academy of Khan).

Nearly four yrs and 1.630 videos later, Khan virtual classes have been played 20.2 million times. In addition, its website has 70,000 users, consequently Khan Academy has more educatees than the Catholic University of Santo Domingo (UCSD) and the Instituto Tecnológico de Santo Domingo (Intec) together.

Youtube has get a sort of alternative universe, without titles or schoolrooms or schedules, only knowledge-hungry students whose only desire is to learn.

Like Khan, other specialisers from around the global accept shared on Youtube what they cognize about how to assemble a computer, how to instal an OS and even how a heart transplantation. Who said the Internet is totally that is stunting the young minds and violating the copyright?

Khan Academy in the audio-visual classes are calculus, physics, algebra, geometry, statistics, finance, chemistry and biology.

Khan's method at all can't replace the schoolroom, following the teacher-student fundamental interaction is central to the teaching-learning procedure. However, it is potential that those who have incurred a hapless performance in some of the subjects learned by Professor of Youtube can review their lessons interesting.

Classes are delivered in videos that don't last more than 15 minutes, since Youtube has limits for average users, but the content is as precise and focused, you do not need to explain extended.

Khan holds a chair in a simple and correct English, apart from adding a sense of humor to the Pythagorean theorem and the binomial theorem, which in formal schoolrooms do not seem unfunny.

Thursday, September 2, 2010

The importance of a business plan

A business program is a document which proposes the business which proposes to carry out its viability in the marketplace, the amount of resourcefulness’s needed (financial, operational and human resourcefulness’s) and the manner in which these resourcefulness’s leave be achieved .

Stephen Covey, author of The 7 Habits of Highly Effective populate, says that all things are created twice, beginning in the mind, in the dimension of projecting, then the material world in the aspect of the construction.

"When you program to build a house, beginning built in the paper, each foundation plans and proportion. From this map is given by the beginning hammer blow. Do not do it this way would lead him to spend a lot of extra money in exchange for the lack of viability of their performances. That's what the double creation, "says Covey in The 7 Habits of Highly Effective populate.

Which raises Covey also applies to business. Do a truthful business program, rigorous and capful lead to complete ruin, when the marketplace reality leaves show that its initiative was not timely or was misplaced.

Economy Country recommends a model of simple business program and cash which was divided into four subordinate plans:

Beginning program content: Sales program.

The number of sales or business is the most important variable of the companion. Through the marketing of goodness’s or services is that the money arrives.

The most important content of the beginning program is the marketing project. Before embarking on any initiative, you should investigate whether the product is marketed in the marketplace place.

It would be useful answers to the following questions:

Really what I think is sold on the marketplace? Who are my potential customers, populate or other companies? What is my responsibility and if I capful take space? What I capful win marketplace share in the short and medium term? Leave it compete with low prices or higher quality? What face barriers to entry, if any? What would make me any different to me from others offering similar products?

Another exercise to be carried out in the foreground content is the projection of sales. It consists of many units of product or service could be sold in a given period (the year is the term most used), plus the final cost to be dispatched. The cost times the units would be equal to the turnover capful be achieved.

Both the number of units projected to sell, as the cost to be sold, must be consistent with a thorough marketing program and truthful, otherwise, who uses the tool to deceive and pays the consequences in the actual management the companion.

Second subordinate program: program resourcefulness’s.

What equipment do I need? Do I need a well located and I capful operate from home? Do I need to accept car? "I capful do my activities on the Web?”What I need is available? Do I need special permission from the authorities to use something that I need? What is the characteristic of the human resourcefulness’s we need?

The responds to these inquiries amount to a simple example of resourcefulness program. It differs from the cost program (discoursed below) to check if what is needed is really available to the entrepreneur.

For example, is not the same be informed about what it prices to purchase or lease of commercial premises, to know if the shop is available to comply with the necessaries on position, visibility and space projecting that the companion would need.

Once you accept certainty of availability of resourcefulness’s, is advanced to the third subordinate.

Third subordinate program: program prices.

The companion not only earns money. Before you even check the beginning sale, the merchandiser incurs respective expenses that allow you to carry out production of its goodness’s / helps.

After determining the viability by marketplace, the volume that capful be sold and the elements or resourcefulness’s that are indispensable, it is necessary to know how much it would cost to acquire what is going to marketplace, besides the expenditure involved in maintaining a business.

If you make your own product, you accept to investigate how much the raw material, machinery, labor, plant product, administrative prices, among other issues that are crucial to meet the target.

Should be a merchandiser or service provider must know what you need and how much it prices, the cost of goods at wholesale and hypothetical salaries of employees needed.

This phase is critical because there you capful see that the projected sales would not cover any prices, which leads to the downfall of the business.

If the above are only two options: abandon the initiative or reform. But if it does not, proceed to the fourth program subordinate.

Fourth subordinate program: financial program.

Usually, the entrepreneur does not accept enough money to raise a companion in such proportions as we explained earlier, therefore, the solution is to adopt from the bank.

Both the resource program and cost program should be precise, for the purpose of knowing the amount needed to finance and justify to the bank that sum.

The credit institution acts as a partner to provide capital for the initiative, so the sales program has to be used as an argument that the companion leave succeed in the near future and that the risk is taken in itself is not disproportionate.

As in other stages of projecting, there are several questions to be asked to complete the fourth program content:

How much income is needed? What average interest rate offered by the banking marketplace? What guarantees commanded by the bank, business or personal? Is it possible to approach other sources of financing such as venture capital, friends or family?

Any interest expense and loan contracts should be included in the program content of prices; in addition, the availability of fiscal resourcefulness’s is the responsibility of the program content to resourcefulness’s, in order to increase the rigor of the analysis.

A business program capful fails for respective reasons such as: a sudden change in the scenario or the lack of key data truth. However, what an entrepreneur capful affords is to begin an adventurous travel without a fine mapping.

Wednesday, September 1, 2010

The bicycle: cheap and efficient transportation in various aspects


An effectual thinks of of transport, which would resolve dilemmas economical, urban and wellness is the bicycle. For hydrocarbon-zero dependence, the bike would save foreign exchange to non-oil producing states, because for distances under 50 miles it can be used.

The projecting of the metropolis would be more humanists as a result of that parking would be required in the way they are, in addition to that we should not expand the avenues. This advantage would alleviate the construction of playgrounds, which are missed in the big cities in growth.

Exercising generated through the mobilization of cycling would decrease infection-related cardiovascular and cholesterol, while saving vitality and space.

If placed in a lower rate balance develops this transport compared to a car or a motorcycle, with the benefits to the environment, economy and generates wellness, it is clear that the outcome aspirant positive for those who decide to make the bicycle their mode of transport they apply.

Tuesday, August 31, 2010

A virtual library idea

The Internet has not yet been exploited commercially in the proportion that canful be. The articles trade, which falls under the heading of cultural leisure business, has the future possibility of expansion through on the network of networks.

Through on a website companion dot com has the power to market through on literary material in PDF (portable document format, something like portable document format) to be sent to buyer's email.

To prevent the material flowing through on the network for free, PDF format canful be developed that does not support transfers, so that the computer that downloaded the beginning time is the only one in which to read the file.

Not only the credit card must be the payment to download books from a bookshop. The companion canful enable a reception of MiniMessages that the buyer canful send, so the pay phone operator and the client library to fulfill its obligation through on the bill or recharge your mobile phone.

A book that costs $ 30 now canful be worth five dollars and exchange system, since the production and sale of these virtual books or ebooks not require expenditure of paper (printing), storage, transportation and a place where being displayed costly commercial . For the beginning time, the author could get his reviewers without intermediaries, would be part of the Internet revolution.

A lower cost to reviewers, the power to share interesting information without protectionist tariff barriers, as well as a relief for the environment, are the benefits of the development of virtual libraries.

This model should expect that the masses are connected, are bancaricen and change its culture, but the only constant is change and it is better to anticipate, for purposes of making a positive influence.

Monday, August 30, 2010

How you eat the speculation?


The speculation is to purchase a considerable amount of raw materials, works of art, foreign exchange, corporal actions or any other property for the purpose of selling it later at a higher cost than you bought it at first.

On this, the speculator (in a fine sense of the word) seeks to act business on products that generate others. For illustration, Luis planted rice and harvested about 10 million pounds.

So the era in which there is more rice cocechas Spring, Luis cannot throw the cereal marketplace all of a sudden, because its production, and that of other rice, fall below the cost, because that supply will exceed demand.

So what Luis has to act is to store part of your production until the existence of the agricultural production is scarce, the supply comes into balance on demand and the cost reach fruitful levels.

In the process of commercial game that raises the strategy of retaining the production to be appreciated in the marketplace, comes John, a speculator food.

John buys today's prices the goods to marketplace Luis thought in the future.

For illustration, a pound of rice harvested Luis sells in times of abundant harvest to RD $ 12.00 a pound. Despcaha 5.000 quintals and save some other 5,000 to the cost not less than RD $ 12.00, since the cost of production was RD $ 10.00 and the producer wants to get fine profits as any business.

John is the speculator and Luis poses to purchase the 5,000 other quintals, to enter the domestic marketplace within three months. Juan Luis agreed to purchase the rice at RD $ 12.00 per pound that is sold today.

Juan, being a student of food prices and their behavior throughout the year, recognizes that the rice will cost RD $ 12.00 in April, the month of the spring crop, worth RD $ 16.00 in July, when markets have shortages and the next harvest seems distant.

For the speculator assumes that the trend in the cost of rice will be upwards and purchase today at the store of Louis the 5,000 quintals to RD $ 12.00 a pound for three months to sell for RD $ 16.00 a pound, this mode is earned RD $ 4.00 per pound on the production stored Luis.

A Luis you choose this treatment, following this allows production dispatch all of a sudden a fruitful cost, without coming into the marketplace to depress prices.

The work of John is running the risk that rice, rather than raise, lower, for illustration, RD $ 9.00 pound and win instead of losing RD RD $ 4.00 $ 3.00.

Juan, but has experience in food prices, overproduction in the United States cheaper international rice prices may depress or unexpected import permit as granted by the Ministry of Agriculture. This causes whatever gains are lost after.

The speculation can be fine because if Luis sends everything to the marketplace to make money once the production is sold at very low prices, thus affecting production and then not in the marketplace because it is exhausted.

Some other meaning

Speculation concerning the premium cost that traders apply to essential goods for profit above normal and acceptable is some other matter. The term speculation was adapted to be synonymous on speculators, but it has to act on the scientific meaning of economic theory.

Sunday, August 29, 2010

Beware of other dot-com bubble!


By achieving 500 million users (of which many are not active), the company Facebook is valued at more than 24,000 million dollars a Bloomberg magazine.The company, which bases its business with being social network support world's about successful, had earnings of $ 700 million in 2009. To obtain the value assigned to Bloomberg, Facebook needs to operate and is pop for the future 34 yrs.

The fiscal specialists expect earnings of 1,300 million dollars by the end of 2010, but the verb "hope" equals "has not happened yet." Would you buy contributions betting that Facebook social network will still be pop in 2044? Could someone make sure that Facebook will remain in control of our virtual lives in the future three yrs?

Google contributions surpass $ 400. Fund managers around the world expect the stock price will rise, since the company was 6.000 billion dollars in profits in the second quarter of 2010. However, can anyone project if Google remains the king of online search in the future five yrs?

Early in the decade of the 00 (2000), investors around the world lost billions of dollars when the bubble burst dot-com companions. Confronted with the massive use of online and news, from 1995, a considerable number of people thought that websites were the new gold mine and placed the demand for contributions prices of fiscal instruments in the sky.

Then, when about struck with the reality that these companions do not generate the expected profits, investors were in rush to sell their contributions, a natural phenomenon of the market economy downgraded the price of the instruments to zero. In the rankings of top business magazines like Fortune and Bloomberg, emerge as fastest growing companions eBay, Youtube, Twitter, among others.

The Wall Street Journal Google stands out as the Corporation paid $ 100 million like.com, a Web portal devoted to electronic commerce. Never mind that Yahoo was valued at 60.000 billion when Microsoft offered them an acquisition in 2008. It says Alexander Elder in his book Living the trading in, individuals reflect with and learn from their mistakes, but the crowds, which are affecting fiscal markets behave primitive and thoughtless.

Also Ralph Nelson Elliott, father of graphic analysis of values, based his theory with the fact that the crowds go from optimism to doubt, then fear, go back to hope and optimism. This means that the mood of about works in the form of a cycle that does nothing but repeat itself.

It seems that the fear of the dot-com bubble of 2000 was forgotten, so that investors are ready for another expensive lesson about the importance of not letting go with the flow.

Saturday, August 28, 2010

What will win the silent partners in return for risking their pension funds?


A law of real estate development to become subscribers to the pension monetary fund in silent partners of the construction industry. The authorities have resolved to put our money in the hands of strangers as a solution to the dilemma of job creation in the midst of this context of financial crisis. Pensioners will do what many banks are wise to do at this point, relying on the housing sector promoter.

This is the few companies in which the partner places the capital does not know what will win in the end, if you win something. The argumentation for this dangerous business venture rests on the need to create jobs as a result, the priority of any government in the world in this difficult stage. However, hundreds of thousands of individuals who forcefully put our savings in these investments do not have arisen which will win.

Do we return what we save in the pension monetary fund with a reasonable interest? What the subscribers to the pension monetary fund will offer better interest rates when purchasing homes? Do we transfer the property at a lower cost? Some of these questions must be responded in a positive way to make it worthwhile investing in a sector that is in the doldrums.